I live an abundant life on a small, private pension.

I live an abundant life on a small, private pension.

This website provides tips and encouragement for others that want to simplify their life, reduce consumerism, reduce the waste of the planet’s resources, and be more content with what they already have.

Toni G

Hello, I’m Toni.

Being frugal is not about deprivation and ‘being cheap’. It involves making the best use of your resources and skills to enable you to have more choices in how you live your life.

Toni G signature.

A simple, frugal life does not have to involve feeling poor without luxuries, or be just about surviving.

You can feel rich in so many other ways. Through planning, having a positive mindset, using nature’s resources, and by reducing waste, it is possible to thrive, and live your best life, even on a small income.

Simple.

Stay close to nature in all that you do.

Frugal.

Mindfully use your money and resources.

Heart.

Life.

Find joy every day, make time for self care, and be your authentic self.

Latest from my blog

  • Top foods to buy now before prices increase

    Published On: March 11, 2026Categories: Prepping, Saving money on food

    I have always followed world news, financial markets, and watched harvests and weather conditions. This has saved me lots of money for years. For example, I slowly stocked up on on olive oil and coffee [...]

  • Be proactive and don’t panic.

    Published On: March 11, 2026Categories: Saving money on food

    Our household at the moment has lost more than 50% of it's income due to unexpected ill health that came right of the blue. No warning, and none of the expected health risks that someone [...]

  • Stretching a bar of chocolate further.

    Published On: March 8, 2026Categories: Desserts, Snacks

    My name is Toni Graham and I am a chocoholic. 😊. Up until recently, a day would not go by without me having chocolate in some form or other. However, chocolate and cocoa have really [...]

  • Frugally adding vitamins and minerals to my diet

    Published On: March 5, 2026Categories: Nutrition

    This is the 2nd in a series about how we make sure that we have enough nutrition in our diet, whilst living on a low budget. Vitamins are needed for a lot of different functions [...]

  • Adding protein frugally

    Published On: March 1, 2026Categories: Nutrition

    Mr S is coming home from hospital next week. He has lost a lot of weight and ironically I noticed that his hospital food had very little protein in it. He looks like he is [...]

  • Crispy Biscoff squares

    Published On: February 25, 2026Categories: Desserts, Recipes, Snacks

    I made these for a buffet table recently, and they went down really well. They are a twist on an old classic that my mum made me as a child, and are an easy no [...]

  • Finding Freedom in my latter life

    Published On: February 15, 2026Categories: Wellbeing

    Freedom is one of my most important values. The freedom to be me. It took me a long time to achieve it. At last I am taking the opportunity to live my life the way [...]

  • Experimenting with seed snails.

    Published On: February 11, 2026Categories: Growing Food

    I only found out about this way of sowing seeds recently. Apparently seed snails have been trending for 2 or 3 years, and people have had positive results. I am attracted to it as it [...]

Fresh, organic produce on a shoestring.

Growing your own food.

Slow down, relax and start…

Living simply.

Favourite recipes

Using affordable ingredients and what you already have in the store cupboards, as well as what you can grow and forage.

You might not be able to control how much money you have, but you can control what you do with it.

I hate to throw left over food away, there’s almost always a meal you can make with it. Once you change your mindset, it’s surprising what you can save with a little thought and a little planning.

Money in hand.